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  <url>
    <loc>https://www.alexanderkzentefis.com/about</loc>
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    <lastmod>2026-03-26</lastmod>
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      <image:title>About</image:title>
      <image:caption>Alexander Zentefis is an Assistant Professor at the Leavey School of Business, Santa Clara University. He is also a Visiting Fellow at the Hoover Institution, Stanford University and a Visiting Scholar at the Federal Reserve Bank of Chicago. He was previously the John Stauffer National Fellow in Public Policy at the Hoover Institution. Zentefis studies the structures of institutions, from organizations to markets. His research on organizations includes articles on corporate culture, gerrymandering, media narratives, the theory of the firm, and human-AI collaboration in healthcare. His research on markets includes articles on bank competition, inequality in bank access, regulation of oligopolies, linguistic patterns in bargaining, and capital market liquidity. Zentefis’s research has been featured in national news outlets, including MarketWatch and Forbes. Zentefis earned bachelor’s and master’s degrees in finance from Washington University in St. Louis and a PhD in finance from the University of Chicago. CV | GS | RS</image:caption>
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  <url>
    <loc>https://www.alexanderkzentefis.com/papers</loc>
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    <lastmod>2026-04-02</lastmod>
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      <image:caption>The Effect of Weapon Lethality on Investment, Violence, and Life Expectancy in Affluent Environments</image:caption>
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      <image:caption>Distributions of Radiologist Agreement Rates with AI Diagnoses</image:caption>
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      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Top 3 Most Prevalent Causal Inflation Narratives over Time</image:caption>
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      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Explanation of an AI Model’s Loan Approval Prediction</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/622a53f6-038f-41f4-acad-4fd611997270/narrative_example_500.png</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Example of Inflation News, but no Narrative (top) vs. Inflation Narratives (bottom)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/8b380942-09a3-4962-b96d-a4ded35ebdb9/extreme.png</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>An Extreme Point of a Monotone Function Interval</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1591220722860-1LFMTK6RT1JPOM411PFP/firm_boundary.png</image:loc>
      <image:title>Papers</image:title>
      <image:caption>The Firm’s Boundary Overlaying a Production Network of Inputs</image:caption>
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      <image:title>Papers</image:title>
      <image:caption>Cultural Weights</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1631459372368-K9DALHF43VLS2EDR5D4P/Annual_Review_of_Financial_Economics_cover.png</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1524426762849-JWU9WGVZ6SQHBS0V5C3E/bailout.png</image:loc>
      <image:title>Papers</image:title>
      <image:caption>Optimal Portfolio Policy with Two Levels of Bailout Money</image:caption>
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      <image:title>Papers</image:title>
      <image:caption>Gerrymandered map of a circular city and adjacent suburban and rural areas</image:caption>
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    <image:image>
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      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Stochastic Dominance Interval Characterizing the Distribution of Posterior Medians</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/6bd6bdce-13d5-40bd-bc4f-7fc453cb836d/NBER_logo_2014.jpg</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/6e328cac-a0d9-4f82-927e-58b082b24293/us_access.jpg</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Bank Branch Access across the U.S.</image:caption>
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    <image:image>
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      <image:title>Papers</image:title>
      <image:caption>Regions of Indeterminacy</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1630543638512-2WF924Y7QY6VTZ9O5HZY/figure-cropped_5_45.png</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Yardstick Price Caps Defining the Market Entry Rules</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/236a3e1e-aee2-44d9-939f-3baf52ac6b9c/agreed_prices_kde.png</image:loc>
      <image:title>Papers - Make it stand out</image:title>
      <image:caption>Distributions of Agreed Prices under Alternating Offers and Natural Language Bargaining</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1633905379111-T1066FL5MZ8W45AJMTTY/equil_arb_capital.png</image:loc>
      <image:title>Papers</image:title>
      <image:caption>Arbitrageur Capital and the Equilibrium Fire-sale Payoff of the Collateral Asset</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5adc9e5325bf0289a67f02b4/1524426994079-LMXN4ZDGHP3PMMGHRFD5/bank_pass_through2.jpg</image:loc>
      <image:title>Papers</image:title>
      <image:caption>Bank Loan Market Competition</image:caption>
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    <lastmod>2025-09-02</lastmod>
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